In healthcare, a payor is:

• A. People or organizations that provide healthcare, including doctors, nurses, clinics and agencies
• B. People or organizations that pay for healthcare services
• C. Places where health care is delivered or administered
• D. None of the above

Answer: (B)

In healthcare, a payor is the entity that pays for healthcare services. This can be a private insurance plan, a government program, or the patient paying out of pocket. The payor’s role is to finance care, determine what is covered, authorize services, and handle billing. It’s not the people or organizations that provide care (like doctors, nurses, clinics, or agencies) and it’s not the place where care is delivered (such as a hospital or home health agency). So the payor is best understood as the payer for services.